Does Ralphs Take Apple Pay?

Ralphs grocery store does take Apple Pay. The store held out for a long-time and only recently began accepting digital payments like Apple Pay. But all Ralphs locations currently accept Apple Pay. 

This post will examine if Ralphs takes Apple Pay. I’ll give you all the information you need about using Apple Pay at this grocery store and highlight other related details. The goal is to help you have an easy shopping experience here. 

Let’s get started. 

Key Takeaways

  • Ralphs does accept Apple Pay at all of its grocery stores. 
  • Ralphs only recently began accepting Apple Pay and other digital wallets in its stores as of November 2022. 
  • All cash registers at Ralphs should have digital readers, allowing you to tap your iPhone or Apple Watch at checkout to use Apple Pay. 
  • Some Ralphs gas stations also accept Apple Pay.

Does Ralphs Take Apple Pay?

Ralphs accepts Apple Pay. This hasn’t always been the case, as Ralphs only recently began accepting digital payments at all. But now you can use Apple Pay and other digital wallets at all Ralphs locations. 

Some Ralphs also have gas stations on the same property as the grocery store. Some of these gas stations have digital payment readers that allow you to use Apple Pay. But there are a few locations that might not have these. 

Apple Pay is a good payment method when you shop for groceries if you want to get through the checkout line fast while adding another security element to your transaction. These factors make it worthwhile to explore anywhere it’s accepted. 

Some people still believe that Ralphs does not accept Apple Pay. This is because the grocery store only started accepting it in November of 2022, so it hasn’t been long compared to other popular grocery stores. 

Ralphs is owned by a larger corporation called Kroger. Kroger owns several other groceries stores that you might be familiar with or already shop at. Nearly all Kroger-owned stores accept Apple Pay, which is probably part of why Ralphs now takes it. 

Ralphs doesn’t have an app, but there is an app you can use at the store called Kroger Pay. This app can help you access deals and discounts you won’t find in the store and simplify the buying experience even more. 

However, you can’t use Apple Pay with the Kroger Pay app. You’ll need to link another valid form of payment with the app, such as a debit or credit card.  

How to Use Apple Pay at Ralphs

If you are already familiar with using Apple Pay, you can use it at Ralphs the same way as any other store. As long as you have your Apple Pay account set up, all you need to do is tap your iPhone or Apple Watch at checkout. 

The process is the same whether you are shopping at the regular checkout lines at Ralphs, at self-checkout terminals, or at Ralphs gas stations. Just tap your iOS device, confirm your purchase, and you’re all set to go. 

If you have yet to set up your Apple Pay account, do this before visiting any Ralphs location. You don’t want to set things up in the line or hold your payment cards out in plain sight for anyone to view. 

Tap the Wallet app on your iPhone to begin setting up Apple Pay. You need to add a valid payment method here, which can be a major credit or debit card. You can choose several other options if you don’t want to use a major card. 

There is always a slight chance that the Ralphs you visit might have issues with the payment readers that allow for Apple Pay to be accepted. Having another backup payment method is a good idea with this in mind. 


Here are a few short answers to some of the most commonly asked questions related to if Ralphs takes Apple Pay. 

Does Ralphs take tap-to-pay? 

Ralphs does now accept tap-to-pay at all of its stores. This allows you to use Apple Pay, other digital wallets, and tap-enabled cards at any checkout line. Ralphs only recently installed the system to make this possible in its stores. 

Does Ralphs take credit cards? 

Ralphs does take credit cards. You can use most major debit and credit cards in all Ralphs locations, including Visa, MasterCard, American Express, and Discover. You can also use debit cards with the Kroger app associated with Ralphs. 

Why does Ralphs not take Apple Pay? 

Ralphs only recently began accepting Apple Pay, making it a late-comer to the digital payment revolution. There is no official word why it took Ralphs so long to start accepting digital payments, but it might be because of the costs associated with doing so. 

Does Ralphs gas station take Apple Pay? 

Most Ralphs gas stations will take Apple Pay. If the station has digital readers installed at the pump, you can use Apple Pay and other digital wallets here. You should call or visit the Ralphs location near you to know if Apple Pay is accepted at the pump. 

Does Ralphs take Kroger Pay? 

Kroger is the parent company of Ralphs and several other popular grocery stores. And you can use Kroger Pay at all Ralphs locations. Be sure to set up your Kroger Pay account with a valid payment method before attempting to use it at Ralphs. 

Final Thoughts

Even though Ralphs didn’t take Apple Pay for a long time, the grocery store now accepts it at all locations. You can also use Apple Pay at most Ralphs gas stations, as long as a digital payment reader is installed at the pump. 

Using Apple Pay at Ralphs self-checkout lines can really speed up your shopping experience here. Apple Pay will obviously work at any register, but the self-checkout line is worth exploring if you only have a few items. 

Have you ever used Apple Pay at Ralphs? What was the experience like? Let me know in the comments below. 

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